Monthly Recurring Charges

August 2026 — Day 17 of the month

Next 7 Days — Cash Needed
$2,000.12
Aug 17 Rocket Mortgage (Mortgage #2) $1,044.85
Aug 18 Aidvantage (Student Loans) $675.63
Aug 19 Upstart (Personal Loan) $220.94
Aug 19 Austin PBS $5.00
Aug 20 Round Rock ISD $23.50
Aug 24 Truthfinder $30.20
Next Payday
+$3,493.57

Friday, August 28 — in 11 days

Every 2 weeks · this month: Aug 14 ✓, Aug 28 · $3,493.57 of $6,987.14 received

Spend (...8683)
$4,033.51

$2,033.39 buffer after 7-day charges

Expected This Month
$8,350.19

32 recurring charges

Paid So Far
$3,933.05

11 of 32 charges paid

Month Progress 11/32 paid
Paid Upcoming Possibly overdue
April Timeline — All Expected Charges
Day Charge Category Expected Actual
✓ 1 Farmers Insurance (Home) Insurance $147.42 $144.42
⚠ 1 Anytime Fitness Subscriptions $24.90 —
✓ 2 Storage Star Housing & Utilities $165.00 $165.22
✓ 2 Verizon (Phone) Housing & Utilities $72.00 $72.11
✓ 2 Progressive (Auto - Main) Insurance $185.00 $193.47
✓ 3 HOA Dues Housing & Utilities $230.00 $230.00
✓ 5 Spotify Subscriptions $14.06 $14.06
⚠ 6 Google One Housing & Utilities $21.31 —
⚠ 6 Klarna (Installment) Loans & Debt $137.50 —
✓ 7 SiriusXM Subscriptions $11.72 $11.72
✓ 10 BOK Financial (Mortgage #1) Housing & Utilities $2,276.31 $2,230.78
⚠ 11 Hulu Subscriptions $14.06 —
⚠ 11 Plex Pass Subscriptions $6.99 —
✓ 12 LightStream (Personal Loan) Loans & Debt $325.89 $325.89
✓ 12 NY 529 College Savings Other Recurring $100.00 $140.00
⚠ 14 Spectrum (Internet) Housing & Utilities $209.00 —
✓ 14 Payday — Natera (biweekly) Income +$3,493.57 +$3,493.57
⚠ 15 ActBlue Donations $10.00 —
✓ 16 City of Austin (Electric) Housing & Utilities $670.00 $405.38
⚠ 16 Fidelity (401k Loan Repmt) Loans & Debt $631.87 —
⚠ 16 Synchrony/CareCredit Loans & Debt $209.00 —
⚠ 16 International Rescue Committee Donations $25.00 —
▼ TODAY — Day 17
● 17 Rocket Mortgage (Mortgage #2) Housing & Utilities $1,044.85 —
● 18 Aidvantage (Student Loans) Loans & Debt $675.63 —
● 19 Upstart (Personal Loan) Loans & Debt $220.94 —
● 19 Austin PBS Donations $5.00 —
● 20 Round Rock ISD Other Recurring $23.50 —
● 24 Truthfinder Subscriptions $30.20 —
● 25 Chase Card Payment Loans & Debt $194.00 —
● 26 Texas Water & Property Housing & Utilities $167.00 —
● 26 OpenAI (ChatGPT) Subscriptions $21.28 —
● 27 BrainMD (Supplements) Other Recurring $35.65 —
● 28 Ally Bank (Auto Loan) Loans & Debt $445.11 —
● 28 Payday — Natera (biweekly) Income +$3,493.57 —
Total $8,350.19 $3,933.05
Housing & Utilities $4,855.47/mo
Status Charge Expected Actual Typical Day Last Paid
✓ BOK Financial (Mortgage #1) $2,276.31 $2,230.78 ~10th 2026-08-11
● Rocket Mortgage (Mortgage #2) $1,044.85 — ~17th 2026-07-20
✓ City of Austin (Electric) $670.00 $405.38 ~16th 2026-08-11
✓ HOA Dues $230.00 $230.00 ~3rd 2026-08-04
✓ Storage Star $165.00 $165.22 ~2nd 2026-08-01
● Texas Water & Property $167.00 — ~26th 2026-07-25
✓ Verizon (Phone) $72.00 $72.11 ~2nd 2026-08-03
⚠ Spectrum (Internet) $209.00 — ~14th 2026-07-10
⚠ Google One $21.31 — ~6th 2026-06-06
Insurance $332.42/mo
Status Charge Expected Actual Typical Day Last Paid
✓ Progressive (Auto - Main) $185.00 $193.47 ~2nd 2026-08-06
✓ Farmers Insurance (Home) $147.42 $144.42 ~1st 2026-08-03
Loans & Debt $2,839.94/mo
Status Charge Expected Actual Typical Day Last Paid
● Aidvantage (Student Loans) $675.63 — ~18th 2026-07-08
⚠ Fidelity (401k Loan Repmt) $631.87 — ~16th 2026-07-15
● Ally Bank (Auto Loan) $445.11 — ~28th 2026-07-28
✓ LightStream (Personal Loan) $325.89 $325.89 ~12th 2026-08-12
● Upstart (Personal Loan) $220.94 — ~19th 2026-07-20
⚠ Klarna (Installment) $137.50 — ~6th 2026-03-20
⚠ Synchrony/CareCredit $209.00 — ~16th 2026-07-21
● Chase Card Payment $194.00 — ~25th 2026-07-27
Subscriptions $123.21/mo
Status Charge Expected Actual Typical Day Last Paid
⚠ Anytime Fitness $24.90 — ~1st 2026-06-10
● Truthfinder $30.20 — ~24th 2026-05-30
● OpenAI (ChatGPT) $21.28 — ~26th 2026-05-26
✓ Spotify $14.06 $14.06 ~5th 2026-08-05
⚠ Hulu $14.06 — ~11th 2026-07-13
✓ SiriusXM $11.72 $11.72 ~7th 2026-08-07
⚠ Plex Pass $6.99 — ~11th 2026-07-13
Donations $40.00/mo
Status Charge Expected Actual Typical Day Last Paid
⚠ International Rescue Committee $25.00 — ~16th 2026-04-16
⚠ ActBlue $10.00 — ~15th 2026-05-21
● Austin PBS $5.00 — ~19th 2026-05-19
Other Recurring $159.15/mo
Status Charge Expected Actual Typical Day Last Paid
✓ NY 529 College Savings $100.00 $140.00 ~12th 2026-08-12
● BrainMD (Supplements) $35.65 — ~27th 2026-05-27
● Round Rock ISD $23.50 — ~20th 2026-04-17