$4,955.51
8.0% of the period's outflow
consumer protection
Deceptive practices, junk fees, CFPB complaints, enforcement penalties.
15
with sourced evidence in this dimension
off
Ultimately benefits Amazon.com, Inc. · Amazon → Amazon.com, Inc.
Violation Tracker lists consumer-protection: $2.64 billion / 23 records.
high severity · regulatory penalty summary · attributed via parent Amazon.com, Inc. · Good Jobs First Violation Tracker (2026-06-02)
Ultimately benefits Synchrony Financial · Synchrony Bank → Synchrony Financial
CFPB complaints (3y, company filter 'SYNCHRONY FINANCIAL'): 35,168 published complaints. Top issues: incorrect report information (4,997); improper report use (4,400); purchase dispute (4,040). Untimely responses: 297.
medium severity · consumer complaint database · attributed via parent Synchrony Financial · Consumer Financial Protection Bureau Complaint Database (2026-06-02)
Ultimately benefits Apple Inc. · Apple → Apple Inc.
Violation Tracker lists consumer-protection: $765.65 million / 14 records.
high severity · regulatory penalty summary · attributed via parent Apple Inc. · Good Jobs First Violation Tracker (2026-06-02)
Ultimately benefits Upstart Holdings, Inc. · Upstart → Upstart Holdings, Inc.
CFPB complaints (3y, search-term fallback 'Upstart'): 722 published complaints. Top issues: incorrect report information (226); disputed investigation handling (104); improper report use (79). Untimely responses: 4.
medium severity · consumer complaint database · attributed via parent Upstart Holdings, Inc. · Consumer Financial Protection Bureau Complaint Database (2026-06-02)
Ultimately benefits Wonder Group · Grubhub → Wonder Group
Grubhub, now part of Wonder Group, has recent regulatory concern history involving hidden fees, subscription cancellation, restaurants, and driver earnings claims.
high severity · regulatory action · attributed via parent Wonder Group · Federal Trade Commission (2024-12-17)
Ultimately benefits Synchrony · CareCredit → Synchrony
CFPB ordered GE CareCredit to refund up to $34.1 million for deceptive health-care credit card enrollment tactics.
high severity · regulatory action · Consumer Financial Protection Bureau (2013-12-10)
CFPB complaints (3y, company filter 'SYNCHRONY FINANCIAL'): 35,168 published complaints. Top issues: incorrect report information (4,997); improper report use (4,400); purchase dispute (4,040). Untimely responses: 297.
medium severity · consumer complaint database · attributed via parent Synchrony Financial · Consumer Financial Protection Bureau Complaint Database (2026-06-02)
Ultimately benefits Starbucks Corporation · Starbucks → Starbucks Corporation
Violation Tracker lists consumer-protection: $225,000 / 1 record.
low severity · regulatory penalty summary · attributed via parent Starbucks Corporation · Good Jobs First Violation Tracker (2026-06-02)
Ultimately benefits The Home Depot, Inc. · The Home Depot → The Home Depot, Inc.
Violation Tracker lists consumer-protection: $93.09 million / 15 records.
medium severity · regulatory penalty summary · attributed via parent The Home Depot, Inc. · Good Jobs First Violation Tracker (2026-06-02)
Ultimately benefits The Walt Disney Company · Hulu → Disney Streaming / Disney Entertainment → The Walt Disney Company
Violation Tracker lists consumer-protection: $16.59 million / 7 records.
medium severity · regulatory penalty summary · attributed via parent The Walt Disney Company · Good Jobs First Violation Tracker (2026-06-02)
Ultimately benefits McDonald's Corporation · McDonald's → McDonald's Corporation
Violation Tracker lists consumer-protection: $8.50 million / 1 record.
low severity · regulatory penalty summary · attributed via parent McDonald's Corporation · Good Jobs First Violation Tracker (2026-06-02)
Ultimately benefits Amazon.com, Inc. · Amazon Web Services → Amazon.com, Inc.
Violation Tracker lists consumer-protection: $2.64 billion / 23 records.
high severity · regulatory penalty summary · attributed via parent Amazon.com, Inc. · Good Jobs First Violation Tracker (2026-06-02)
Ultimately benefits TruthFinder / PubRec LLC / PeopleConnect network · TruthFinder → PubRec LLC → PeopleConnect network
FTC said TruthFinder and Instant Checkmate deceived users about background-report accuracy and violated FCRA while marketing reports for employment and tenant screening.
high severity · regulatory settlement · Federal Trade Commission (2023-09-11)
Ultimately benefits Sirius XM Holdings Inc. · SiriusXM → Sirius XM Holdings Inc.
New York Attorney General sued SiriusXM alleging it trapped consumers in unwanted subscriptions through burdensome cancellation processes.
high severity · active lawsuit · attributed via parent Sirius XM Holdings Inc. · New York Attorney General (2023-12-20)
Ultimately benefits Yum! Brands, Inc. · Taco Bell → Yum! Brands, Inc.
Violation Tracker lists consumer-protection: $164,250 / 2 records.
low severity · regulatory penalty summary · attributed via parent Yum! Brands, Inc. · Good Jobs First Violation Tracker (2026-06-02)
Ultimately benefits Alphabet Inc. · Google One → Google LLC → Alphabet Inc.
Violation Tracker lists consumer-protection: $3.79 billion / 30 records; healthcare: $500.00 million / 1 record.
high severity · regulatory penalty summary · attributed via parent Alphabet Inc. · Good Jobs First Violation Tracker (2026-06-02)
Honest limits: only researched merchants (53 dossiers so far) can surface here, evidence is dated and owner-level records don't prove the parent owned the subsidiary at the time of every violation. This is decision support, not a moral verdict. Back to Spending Values