Your spend touching this concern
$12,490.36

9.5% of the period's outflow

Merchants involved
18

with sourced evidence in this dimension

Amazon $3,148.92 · 103 txns

Ultimately benefits Amazon.com, Inc. · Amazon → Amazon.com, Inc.

Violation Tracker lists consumer-protection: $2.64 billion / 23 records.

high severity · regulatory penalty summary · attributed via parent Amazon.com, Inc. · Good Jobs First Violation Tracker (2026-06-02)

Synchrony Bank $1,934.00 · 7 txns

Ultimately benefits Synchrony Financial · Synchrony Bank → Synchrony Financial

CFPB complaints (3y, company filter 'SYNCHRONY FINANCIAL'): 35,168 published complaints. Top issues: incorrect report information (4,997); improper report use (4,400); purchase dispute (4,040). Untimely responses: 297.

medium severity · consumer complaint database · attributed via parent Synchrony Financial · Consumer Financial Protection Bureau Complaint Database (2026-06-02)

Grubhub $1,655.94 · 37 txns

Ultimately benefits Wonder Group · Grubhub → Wonder Group

Grubhub, now part of Wonder Group, has recent regulatory concern history involving hidden fees, subscription cancellation, restaurants, and driver earnings claims.

high severity · regulatory action · attributed via parent Wonder Group · Federal Trade Commission (2024-12-17)

APPLE.COM BILL INST XFER PAYPAL ACH WEB $1,454.49 · 56 txns

Ultimately benefits Apple Inc. · Apple → Apple Inc.

Violation Tracker lists consumer-protection: $765.65 million / 14 records.

high severity · regulatory penalty summary · attributed via parent Apple Inc. · Good Jobs First Violation Tracker (2026-06-02)

Upstart $1,325.64 · 6 txns

Ultimately benefits Upstart Holdings, Inc. · Upstart → Upstart Holdings, Inc.

CFPB complaints (3y, search-term fallback 'Upstart'): 722 published complaints. Top issues: incorrect report information (226); disputed investigation handling (104); improper report use (79). Untimely responses: 4.

medium severity · consumer complaint database · attributed via parent Upstart Holdings, Inc. · Consumer Financial Protection Bureau Complaint Database (2026-06-02)

Walmart $1,050.58 · 17 txns

Ultimately benefits Walmart Inc. · Walmart → Walmart Inc.

Violation Tracker lists healthcare: $3.42 billion / 5 records; consumer-protection: $158.45 million / 45 records.

high severity · regulatory penalty summary · attributed via parent Walmart Inc. · Good Jobs First Violation Tracker (2026-06-02)

CareCredit $461.22 · 4 txns

Ultimately benefits Synchrony · CareCredit → Synchrony

CFPB ordered GE CareCredit to refund up to $34.1 million for deceptive health-care credit card enrollment tactics.

high severity · regulatory action · Consumer Financial Protection Bureau (2013-12-10)

CFPB complaints (3y, company filter 'SYNCHRONY FINANCIAL'): 35,168 published complaints. Top issues: incorrect report information (4,997); improper report use (4,400); purchase dispute (4,040). Untimely responses: 297.

medium severity · consumer complaint database · attributed via parent Synchrony Financial · Consumer Financial Protection Bureau Complaint Database (2026-06-02)

Amazon Web Services $197.46 · 7 txns

Ultimately benefits Amazon.com, Inc. · Amazon Web Services → Amazon.com, Inc.

Violation Tracker lists consumer-protection: $2.64 billion / 23 records.

high severity · regulatory penalty summary · attributed via parent Amazon.com, Inc. · Good Jobs First Violation Tracker (2026-06-02)

Starbucks $180.11 · 10 txns

Ultimately benefits Starbucks Corporation · Starbucks → Starbucks Corporation

Violation Tracker lists consumer-protection: $225,000 / 1 record.

low severity · regulatory penalty summary · attributed via parent Starbucks Corporation · Good Jobs First Violation Tracker (2026-06-02)

The Home Depot $179.00 · 6 txns

Ultimately benefits The Home Depot, Inc. · The Home Depot → The Home Depot, Inc.

Violation Tracker lists consumer-protection: $93.09 million / 15 records.

medium severity · regulatory penalty summary · attributed via parent The Home Depot, Inc. · Good Jobs First Violation Tracker (2026-06-02)

Truthfinder $159.08 · 12 txns

Ultimately benefits TruthFinder / PubRec LLC / PeopleConnect network · TruthFinder → PubRec LLC → PeopleConnect network

FTC said TruthFinder and Instant Checkmate deceived users about background-report accuracy and violated FCRA while marketing reports for employment and tenant screening.

high severity · regulatory settlement · Federal Trade Commission (2023-09-11)

McDonald's $135.98 · 7 txns

Ultimately benefits McDonald's Corporation · McDonald's → McDonald's Corporation

Violation Tracker lists consumer-protection: $8.50 million / 1 record.

low severity · regulatory penalty summary · attributed via parent McDonald's Corporation · Good Jobs First Violation Tracker (2026-06-02)

Hulu $134.62 · 7 txns

Ultimately benefits The Walt Disney Company · Hulu → Disney Streaming / Disney Entertainment → The Walt Disney Company

Violation Tracker lists consumer-protection: $16.59 million / 7 records.

medium severity · regulatory penalty summary · attributed via parent The Walt Disney Company · Good Jobs First Violation Tracker (2026-06-02)

D8Austin $131.51 · 4 txns

Ultimately benefits Delta 8 THC Austin (local hemp/cannabinoid retailer; legal owner unverified) · Delta 8 THC Austin

Delta-8 and hemp-derived cannabinoid products carry regulatory and product-safety review concerns; the merchant says it sells lab-tested Delta-8, Delta-9, THCA, and related products.

medium severity · product/regulatory concern · D8 Austin (2026-05-31)

Family Dollar $115.54 · 2 txns

Ultimately benefits Brigade Capital Management and Macellum Capital Management · Family Dollar → Brigade Capital Management → Macellum Capital Management

FDA/DOJ materials reported Family Dollar Stores LLC pleaded guilty and agreed to pay $41.675 million tied to consumer products held under insanitary warehouse conditions.

high severity · criminal plea · U.S. Food and Drug Administration (2024-02-26)

SiriusXM $92.71 · 6 txns

Ultimately benefits Sirius XM Holdings Inc. · SiriusXM → Sirius XM Holdings Inc.

New York Attorney General sued SiriusXM alleging it trapped consumers in unwanted subscriptions through burdensome cancellation processes.

high severity · active lawsuit · attributed via parent Sirius XM Holdings Inc. · New York Attorney General (2023-12-20)

Google One $85.24 · 4 txns

Ultimately benefits Alphabet Inc. · Google One → Google LLC → Alphabet Inc.

Violation Tracker lists consumer-protection: $3.79 billion / 30 records; healthcare: $500.00 million / 1 record.

high severity · regulatory penalty summary · attributed via parent Alphabet Inc. · Good Jobs First Violation Tracker (2026-06-02)

Taco Bell $48.32 · 2 txns

Ultimately benefits Yum! Brands, Inc. · Taco Bell → Yum! Brands, Inc.

Violation Tracker lists consumer-protection: $164,250 / 2 records.

low severity · regulatory penalty summary · attributed via parent Yum! Brands, Inc. · Good Jobs First Violation Tracker (2026-06-02)

Honest limits: only researched merchants (53 dossiers so far) can surface here, evidence is dated and owner-level records don't prove the parent owned the subsidiary at the time of every violation. This is decision support, not a moral verdict. Back to Spending Values