No values profile yet. Nothing gets a verdict until you say what you care about — set up your profile (2 minutes) or classify merchants directly below.
Spending Values Alignment
Where your money goes, scored against your values — saved rules first, then sourced evidence matched to your profile
$16,810.13
last 1 month
$0.00
0 transactions
$0.00
0 transactions
$4,636.78
bills, debt, loans
$0.00 of this period's spend is classified by your rules or profile — the rest is defaults (structural) or awaiting your call.
Aligned
Misaligned
Neutral
Unscored
No misaligned spending — nice.
No aligned spending detected in this period.
These merchants haven't been classified yet. Review and tag to improve accuracy.
| Merchant | Why | Total | Reclassify |
|---|---|---|---|
| Airbnb | needs your judgment | $2,379.47 | |
| Southwest Airlines | needs your judgment | $1,940.00 | |
| eDreams | needs your judgment | $955.53 | |
| La Buena Vida | needs your judgment | $790.00 | |
| H-E-B | needs your judgment | $736.14 | |
| Taurus Academy | needs your judgment | $482.90 | |
| City Of Austin | needs your judgment | $405.38 | |
| Cape Air | needs your judgment | $358.00 | |
| Amazon | needs your judgment | $337.88 | |
| Progressive | needs your judgment | $259.24 |
Bills, debt, transfers — don't directly reflect values choices.
| Merchant | Why | Total | Reclassify |
|---|---|---|---|
| BOK Financial | mortgage — money movement, not a values choice | $2,230.78 | |
| Rocket Mortgage | mortgage — money movement, not a values choice | $973.06 | |
| Ally Bank | auto payment — money movement, not a values choice | $445.11 | |
| LightStream | loan repayment — money movement, not a values choice | $325.89 | |
| Parkside at North HOA | rent — money movement, not a values choice | $230.00 | |
| Upstart | loan repayment — money movement, not a values choice | $220.94 | |
| Mobile Payment to *3864 | loan repayment — money movement, not a values choice | $181.00 | |
| The Home Depot | auto payment — money movement, not a values choice | $30.00 |