No values profile yet. Nothing gets a verdict until you say what you care about — set up your profile (2 minutes) or classify merchants directly below.
Spending Values Alignment
Where your money goes, scored against your values — saved rules first, then sourced evidence matched to your profile
$183,106.24
last 12 months
$0.00
0 transactions
$0.00
0 transactions
$62,264.47
bills, debt, loans
$0.00 of this period's spend is classified by your rules or profile — the rest is defaults (structural) or awaiting your call.
Aligned
Misaligned
Neutral
Unscored
No misaligned spending — nice.
No aligned spending detected in this period.
These merchants haven't been classified yet. Review and tag to improve accuracy.
| Merchant | Why | Total | Reclassify |
|---|---|---|---|
| H-E-B | needs your judgment | $13,604.77 | |
| Amazon | needs your judgment | $6,968.52 | |
| Lavish Boutique Clothing | needs your judgment | $5,937.86 | |
| City Of Austin | needs your judgment | $4,559.08 | |
| Depop | needs your judgment | $3,703.07 | |
| Southwest Airlines | needs your judgment | $3,671.40 | |
| Lavishboutiqueclothing Vis Lavishbouti Al Recurring | needs your judgment | $3,551.47 | |
| Grubhub | needs your judgment | $2,933.94 | |
| Progressive | needs your judgment | $2,843.59 | |
| Good Guys Tree Service | needs your judgment | $2,518.06 |
Bills, debt, transfers — don't directly reflect values choices.
| Merchant | Why | Total | Reclassify |
|---|---|---|---|
| BOK Financial | mortgage — money movement, not a values choice | $27,179.13 | |
| Rocket Mortgage | mortgage — money movement, not a values choice | $13,367.68 | |
| Ally Bank | auto payment — money movement, not a values choice | $5,341.32 | |
| LightStream | loan repayment — money movement, not a values choice | $3,910.68 | |
| Upstart | loan repayment — money movement, not a values choice | $2,872.22 | |
| Aidvantage | student loans — money movement, not a values choice | $2,026.89 | |
| HOA | mortgage — money movement, not a values choice | $1,380.00 | |
| Parkside at North HOA | rent — money movement, not a values choice | $1,150.00 | |
| Ally | loan repayment — money movement, not a values choice | $890.22 | |
| Parkside At North | rent — money movement, not a values choice | $690.00 |