No values profile yet. Nothing gets a verdict until you say what you care about — set up your profile (2 minutes) or classify merchants directly below.
Spending Values Alignment
Where your money goes, scored against your values — saved rules first, then sourced evidence matched to your profile
$97,593.60
last 6 months
$0.00
0 transactions
$0.00
0 transactions
$31,171.99
bills, debt, loans
$0.00 of this period's spend is classified by your rules or profile — the rest is defaults (structural) or awaiting your call.
Aligned
Misaligned
Neutral
Unscored
No misaligned spending — nice.
No aligned spending detected in this period.
These merchants haven't been classified yet. Review and tag to improve accuracy.
| Merchant | Why | Total | Reclassify |
|---|---|---|---|
| H-E-B | needs your judgment | $6,246.17 | |
| Southwest Airlines | needs your judgment | $3,671.40 | |
| Amazon | needs your judgment | $3,148.92 | |
| Depop | needs your judgment | $2,609.00 | |
| Good Guys Tree Service | needs your judgment | $2,518.06 | |
| Lavish Boutique Clothing | needs your judgment | $2,514.20 | |
| Disney | needs your judgment | $2,502.05 | |
| City Of Austin | needs your judgment | $2,421.58 | |
| Airbnb | needs your judgment | $2,379.47 | |
| Round Rock Hyundai | needs your judgment | $1,689.42 |
Bills, debt, transfers — don't directly reflect values choices.
| Merchant | Why | Total | Reclassify |
|---|---|---|---|
| BOK Financial | mortgage — money movement, not a values choice | $13,521.27 | |
| Rocket Mortgage | mortgage — money movement, not a values choice | $6,053.73 | |
| Ally Bank | auto payment — money movement, not a values choice | $2,670.66 | |
| LightStream | loan repayment — money movement, not a values choice | $1,955.34 | |
| Aidvantage | student loans — money movement, not a values choice | $1,351.26 | |
| Upstart | loan repayment — money movement, not a values choice | $1,325.64 | |
| Ally | loan repayment — money movement, not a values choice | $890.22 | |
| Parkside at North HOA | rent — money movement, not a values choice | $690.00 | |
| HOA | rent — money movement, not a values choice | $690.00 | |
| Mobile Payment to *3864 | loan repayment — money movement, not a values choice | $583.00 |